BRRRR Strategy Calculator

Model your buy-rehab-rent-refinance-repeat deal from acquisition through refinance.

What This Tool Does

The BRRRR Calculator models every phase of the Buy-Rehab-Rent-Refinance-Repeat strategy. Start with your acquisition and rehab costs, project rental income, then model the refinance to see how much capital you recover. The goal is to pull out most or all of your initial investment so you can repeat the process — this tool shows you exactly how much you'll leave in the deal.

Cash Left in Deal

$31,000

Cash-on-Cash Return

-11.5%

Monthly Cash Flow

-$298

1Buy Phase

$
0%100%
$

2Rehab Phase

$
0%100%
mo

$Initial Loan (Hard Money)

6%18%

3Rent Phase

$
$
$
$
$
0%20%
0%15%
0%15%

4Refinance Phase

50%85%
%
yr
0%5%

BAcquisition Summary

Purchase Down Payment$20,000
Hard Money Loan Amount$220,000
Rehab Out-of-Pocket$0
Closing Costs$6,000
Monthly Carry Cost (3 mo)$1,833
Total Carry During Rehab$5,500
Total Cash Invested$31,500

RRefinance Summary

New Loan Amount$225,000
Hard Money Payoff$220,000
Refi Closing Costs$4,500
Cash Back at Refinance$500
Cash Left in Deal$31,000

$Rental Performance

Monthly Gross Rent$2,200
Vacancy Loss-$110
Taxes-$250
Insurance-$125
Management-$220
Maintenance-$110
Total Monthly Expenses-$815
Monthly Mortgage (P&I)-$1,573
Monthly Net Cash Flow-$298
Annual Cash Flow-$3,579
Cash-on-Cash Return-11.5%
DSCR Ratio0.81

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What You'll Need (Inputs)

  • ●Purchase price
  • ●Rehab budget
  • ●After-repair value
  • ●Monthly rent
  • ●Refinance LTV
  • ●Refinance rate and terms
  • ●Operating expenses

What You'll Get (Outputs)

  • ●Total cash invested
  • ●Cash recovered at refinance
  • ●Cash left in deal
  • ●Monthly cash flow
  • ●Cash-on-cash return
  • ●Equity position

Perfect For

Related Loan Program

No-Seasoning Cash-Out Refi →

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