Maximum Offer Calculator

Use the 70% rule to determine your maximum purchase price on any flip deal.

What This Tool Does

The Maximum Offer Calculator applies the investor's 70% rule to determine the most you should pay for a property. Enter the after-repair value (ARV) and your estimated rehab costs, and the calculator applies the formula: Maximum Offer = (ARV × 70%) - Rehab Costs. This ensures you leave enough margin for profit, holding costs, and unexpected expenses.

Deal Inputs

$
70%
60%85%
$
$
%
$

Maximum Allowable Offer (MAO)

$130,000

Using 70% Rule — ARV $350,000

Total Costs Breakdown

Estimated Rehab Costs$45,000
Estimated Holding Costs$12,000
Selling Costs (8.0% of ARV)$28,000
Desired Minimum Profit$30,000
Total Costs + Profit$115,000

Returns at MAO

Projected Profit at MAO$30,000
ROI at MAO (Profit / MAO)23.1%
Break-Even Purchase Price$265,000

Profit Sensitivity (Quick Comparison)

Rule %MAOViable?
65%$112,500Yes
70%◀$130,000Yes
75%$147,500Yes

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What You'll Need (Inputs)

  • ●After-repair value (ARV)
  • ●Estimated rehab costs
  • ●Desired profit margin (%)
  • ●Estimated holding costs
  • ●Selling costs

What You'll Get (Outputs)

  • ●Maximum allowable offer (MAO)
  • ●Projected profit at MAO
  • ●Break-even purchase price
  • ●Profit sensitivity analysis

Perfect For

Related Loan Program

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