Rehab Budget & Carry Cost Calculator

Estimate renovation costs and monthly carrying expenses for any project.

What This Tool Does

The Rehab Budget Calculator helps you build a realistic renovation budget by category — structural, cosmetic, mechanical, and finishing — then layers on monthly carrying costs including loan payments, insurance, taxes, and utilities. Knowing your true all-in cost before you start prevents budget overruns that kill flip profits.

Rehab & Carry Inputs

Rehab Categories

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Monthly Carry Costs

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Timeline

4 mo
1 mo12 mo

Total Rehab Budget

$36,000

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Contingency is only 8.3% of your rehab budget. Consider adding a 10–15% contingency buffer to protect against unexpected costs.

Cost Summary

Total Rehab Budget$36,000
Monthly Carry Cost$3,250
Total Carry Costs (4 mo)$13,000
Total Project Cost$49,000

Rehab Budget Breakdown

Kitchen$15,000 (41.7%)
Bathrooms$8,000 (22.2%)
Flooring$5,000 (13.9%)
Paint & Finishes$3,000 (8.3%)
Landscaping$2,000 (5.6%)
Other / Contingency$3,000 (8.3%)

Monthly Carry Cost Breakdown

Loan Payment$2,500
Insurance$150
Taxes$300
Utilities$200
Other$100
Total Monthly$3,250
Total Over 4 Months$13,000

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What You'll Need (Inputs)

  • ●Property details (sqft, bedrooms, baths)
  • ●Rehab scope by category
  • ●Loan payment (monthly)
  • ●Insurance
  • ●Property taxes
  • ●Utilities
  • ●Estimated rehab timeline

What You'll Get (Outputs)

  • ●Total rehab budget by category
  • ●Monthly carry costs
  • ●Total carry costs for project duration
  • ●All-in project cost
  • ●Per-square-foot rehab cost

Perfect For

Related Loan Program

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