Rental Property Cash Flow Analyzer

Analyze monthly cash flow, cap rate, and ROI for any rental property.

What This Tool Does

The Rental Cash Flow Analyzer gives you a complete financial picture of any rental property investment. Input your purchase price, financing terms, rental income, and operating expenses to see monthly cash flow, annual ROI, cap rate, and cash-on-cash return. Compare different financing scenarios to optimize your returns.

Property & Financing Details

$
15%Loan: $225,00040%
%
$
0%Effective Rent: $2,375/mo20%
$
$
$
$
0%20%

Monthly Net Cash Flow

+$63

Positive cash flow — $757/year

Cap Rate

6.2%

Cash-on-Cash

0.9%

DSCR

1.04x

Cash Invested

$84,000

Monthly Breakdown

Income

Gross Rent$2,500
Vacancy Loss (5.0%)-$125
Effective Rent$2,375

Expenses

Principal & Interest$1,497
Property Taxes$300
Insurance$125
HOA$0
Maintenance$200
Management Fee (8.0%)$190
Net Cash Flow+$63

Total Cash Invested

Down Payment (25.0%)$75,000
Est. Closing Costs (3%)$9,000
Total Cash Required$84,000

5-Year Cash Flow Projection

Assumes 3% annual rent growth & 2% annual expense growth

Year 1$2,375/mo effective rent
+$757/yr
Year 2$2,446/mo effective rent
+$1,393/yr
Year 3$2,520/mo effective rent
+$2,051/yr
Year 4$2,595/mo effective rent
+$2,729/yr
Year 5$2,673/mo effective rent
+$3,429/yr

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What You'll Need (Inputs)

  • ●Purchase price
  • ●Down payment
  • ●Loan terms (rate, amortization)
  • ●Monthly rent
  • ●Vacancy rate (%)
  • ●Operating expenses (taxes, insurance, maintenance, management, HOA)

What You'll Get (Outputs)

  • ●Monthly net cash flow
  • ●Annual cash flow
  • ●Cap rate
  • ●Cash-on-cash return
  • ●Total ROI
  • ●Debt service coverage ratio

Perfect For

Related Loan Program

DSCR / Rental Loans →

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