STR Revenue Estimator

Project short-term rental income and check DSCR qualification for Airbnb properties.

What This Tool Does

The STR Revenue Estimator helps Airbnb and VRBO investors project annual revenue based on seasonal occupancy patterns and average daily rates. Choose from preset seasonal profiles (beach, ski, urban) or build a custom quarterly model. The tool calculates full operating expenses, DSCR ratio, cash flow, and compares STR income against long-term rental to show your income advantage.

1Property & Financing

$
25.0%
15%50%
7.5%
5%12%

2Short-Term Rental Revenue

$

Your base nightly rate before seasonal adjustments

Quarterly Breakdown

Q1 (Jan-Mar): 45% occ, $160 ADR
Q2 (Apr-Jun): 70% occ, $220 ADR
Q3 (Jul-Sep): 85% occ, $280 ADR
Q4 (Oct-Dec): 50% occ, $170 ADR
nights

Used to calculate cleaning turnover frequency

3Operating Expenses

$
$
$
3.0%
0%15%
$
20.0%
0%35%
$
$
$

Annual Revenue

$50,300

DSCR

1.76x

Monthly Cash Flow

-$825

Revenue Summary

Total Booked Nights229 nights
Avg Occupancy Rate62.7%
Effective Avg ADR$220
Annual Gross Revenue$50,300

Quarterly Revenue

Q1 (Jan-Mar)$6,560 (41 nights @ $160)
Q2 (Apr-Jun)$14,080 (64 nights @ $220)
Q3 (Jul-Sep)$21,840 (78 nights @ $280)
Q4 (Oct-Dec)$7,820 (46 nights @ $170)

Operating Expenses

Property Taxes$4,200
Insurance$2,400
Platform Fees (3%)$1,509
Cleaning (76 turnovers)$11,400
Management (20%)$10,060
Utilities$3,600
Maintenance$3,000
Supplies & Furnishing$2,000
Total Expenses$38,169
Expense Ratio75.9%

DSCR & Cash Flow

Net Operating Income (NOI)$12,131
Monthly Mortgage (P&I)$1,835
Monthly PITIA$2,385
DSCR Ratio1.76x
Monthly Cash Flow-$825
Annual Cash Flow-$9,894
Cash-on-Cash Return-11.3%
Cap Rate3.5%

STR vs. Long-Term Rental

Estimated long-term rent using 0.7% price-to-rent rule

Est. Long-Term Monthly Rent$2,450
LTR Annual Cash Flow-$1,445
LTR DSCR1.03x
STR Income Advantage-$8,449/yr

Strong DSCR — Qualifies for most STR DSCR programs

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What You'll Need (Inputs)

  • ●Property value
  • ●Average daily rate (ADR)
  • ●Seasonal profile or custom occupancy
  • ●Operating expenses (taxes, insurance, cleaning, management, utilities)
  • ●Financing terms

What You'll Get (Outputs)

  • ●Annual gross revenue
  • ●Quarterly revenue breakdown
  • ●Total operating expenses
  • ●DSCR ratio
  • ●Monthly and annual cash flow
  • ●Cash-on-cash return
  • ●STR vs. long-term rental comparison

Perfect For

Related Loan Program

DSCR / Rental Loans →

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